Insurance products
Along with helping you build and manage your investments, I can help you choose insurance products to reduce financial risk to you and your family.
- Individual life insurance
- Disability insurance
- Critical illness insurance
- Health and dental insurance
Individual life insurance
Insurance can help you manage risk. But it also has many tax advantages. Together, we can decide which insurance products are right for you.
Whether you want to cover estate taxes or maintain your family’s lifestyle after you die, I can recommend a life insurance product to suit your needs. Even while you’re living, some permanent life insurance policies can build a cash value you can draw upon as needed for personal or business opportunities.
Disability insurance
Your ability to earn an income is likely your most valuable asset. A disability insurance policy may help ensure you can meet your daily financial needs if you are unable to work. I offer disability insurance for professionals, business owners and employees.
Critical illness insurance
The chances of suffering from and surviving a critical illness are greater than you think. Critical illness insurance can help you meet the financial burdens caused by a critical illness or condition. It offers a one-time, lump-sum benefit that you can use however you choose.
Health and dental insurance
To supplement your provincial government plan’s coverage, I offer enhanced healthcare protection for actively employed individuals and their families and for people at or near retirement age.